Dave Ramsey is an American radio show host and businessman. As a real estate investor, doing business as Ramsey Investments, Inc., he built a rental real estate portfolio worth more than $4 million by 1986. After losing everything, he began to learn everything about money such as how to control it and not let it control you. This quest led him to take control of his life and rebuild himself into the multimillion-dollar financial advisor who’s helped millions of people get out of debt and take control of their life. May these Dave Ramsey Quotes inspire you to take action so that you may live your dreams.
1. “Those who don’t manage their money will always work for those who do.” Dave Ramsey
2. “Ideas are a dime a dozen. People who execute them are not.” Dave Ramsey
3. “It’s never too late to turn things around. You are the only obstacle.” Dave Ramsey
4. “You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” Dave Ramsey
5. “If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.” Dave Ramsey
6. “If you help enough people, you don’t have to worry about money.” Dave Ramsey
7. “Winning at money is 80 percent behavior and 20 percent head knowledge.” Dave Ramsey
8. “I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.” Dave Ramsey
9. “You’ve got to tell your money what to do or it will leave.” Dave Ramsey
10. “The enemy of ‘the best’ is not ‘the worst’. The enemy of ‘the best’ is ‘just fine’. Dave Ramsey
11. “Pray like it all depends on God, but work like it all depends on you.” Dave Ramsey
12. “Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.” Dave Ramsey
13. “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” Dave Ramsey
14. “You must plan your work and then work your plan.” Dave Ramsey
15. “Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.” Dave Ramsey
16. “The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” Dave Ramsey
17. “Broke is normal. Why be normal?” Dave Ramsey
18. “Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment a house without a mortgage a student without a loan and credit without a card. We’ve been sold debt with such repetition and with such fervor that most folks can’t conceive of what it would be like to have NO payments.” Dave Ramsey
19. “After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” Dave Ramsey
20. “I believe that through knowledge and discipline, financial peace is possible for all of us.” Dave Ramsey
21. “If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.” Dave Ramsey
22. “Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.” Dave Ramsey
23. “The number one problem that causes student loan debt? Parents that suck.” Dave Ramsey
24. “What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” Dave Ramsey
25. “Success is a pile of failure that you are standing on.” Dave Ramsey
26. “You can get anywhere if you simply go one step at a time.” Dave Ramsey
27. “A goal without a plan is just a dream.” Dave Ramsey
28. “Being able to delay pleasure for a greater result is a sign of maturity.” Dave Ramsey
29. “Live like no else today, so you can live like no else tomorrow.” Dave Ramsey
30. “A budget is telling your money where to go instead of wondering where it went.” Dave Ramsey
31. “Measure your wealth not by the things you have, but by the things for which you would not take money.” Dave Ramsey
32. “You must gain control over your money or the lack of it will forever control you.” Dave Ramsey
33. “Don’t buy things you can’t afford, with money you don’t have, to impress people you don’t like.” Dave Ramsey
34. “Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.” Dave Ramsey
35. “Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” Dave Ramsey
